Sunday, 8 September 2013

2013/2014 UK Student Bank Account Comparison Table


Student Bank Accounts

RankBankMax OverdraftIncentives & FreebiesOverdraft ChargesOther Catches
1Co-op logo Co-Operative£2000None18.9%Must deposit £300 when opening
2Halifax logoHalifax/HBOS£3000None24.2% + £28 a monthThe overdraft is not guaranteed.
3Santander logoSantander£1500£50 Bonus£5 a dayWorst unauthorised overdraft bank charge.
4RBS logo Royal Bank of Scotland£1,500Free Travel Card (Existing customers)£6 a day.Needs frequent use and deposits every 6 months.
5Natwest logo Natwest£1,50016-25 Railcard (Existing customers)£6 a day.Freebie only for current customers.
6HSBC logo HSBC£3000£15 per itemDifficult to achieve maximum overdraft amount
7Lloyds TSB logo Lloyds TSB£1500Free NUS extra card.8.2% + £15 a monthOnly best for 5 year courses.
8Barclays logo Barclays£2000Deals with Phones4u.£22 every 5 days until credited.Can be hard to increase overdraft

Source:

3 comments:

  1. ARE YOU STARTING A NEW STUDENT YEAR AT UNI? A VERY INTERESTING READING TO CONSIDER YOUR OPTIONS!

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